CyberCoders Chief Compliance Officer - in Melville, New York

Chief Compliance Officer - (Mortgage Lending) Chief Compliance Officer - (Mortgage Lending) - Skills Required - Compliance Officer, Encompass, HUD, Compliance Policies and Procedures, Oversee all regulatory exams, liaison with regulatory agencies, HMDA reporting, Develops Corrective Action Plans for resolution, FMNA and Freddie Mac

If you are a Mortgage Chief Compliance Officer with 10 years Compliance experience and local to the greater Melville NY area, please read on!

What You Will Be Doing

The primary duty for this role is to detect and prevent violations of HUD, GNMA, FNMA, etc. regulations, and to ensure a compliance culture commensurate with the highest ethical standards of the Organization.

-Stays abreast of changes in compliance laws and regulations;

-Manages and monitors pipeline in Encompass for disclosures and state specific requirements. Develop policies and procedures and train staff;

-Assists with analyzing examination and audit reports to identify compliance issues requiring corrective action;

-Assists in maintaining a compliance monitoring program for operational, lending and administrative compliance processes, to ensure compliance with federal and state laws and the adequacy of internal compliance processes;

-Development and/or revisions to compliance policies and procedures including but not limited to vendor contracts and agreements, product development, product disclosure, collections and lending issues to assure compliance;

-Establish and maintain relationship as a liaison with regulatory agencies;

-Develop an effective review programs ensuring the purpose, scope, and audit approach is appropriate for the business unit;

-Oversee all regulatory exams, including but not limited to, HUD, GNMA, FNMA, Freddie Mac and state specific audits;

-Develop annual continuing education needs analysis and conduct appropriate training for all employees;

-Leads and directs the fair lending risk assessment processes. Conducts monitoring of fair lending associated activity and regulations to review and analyze results to help determine appropriate corrective action;

-Strong background in HMDA reporting requirements, Fair Lending laws and regulations, the Truth-In-Lending Act, the Real Estate Settlement Procedures Act, including mortgage origination documentation, the requirements of the Flood regulations, and new account requirements;

-Demonstrated ability to analyze compliance risk using best practice methods and risk management principles;

-Excellent problem solving skills and ability to work within tight time constraints;

  • Assists, conducts, and responds to examination requests that identify potential areas of Compliance vulnerability and risk;

-Develops Corrective Action Plans for resolution of problematic issues through additions or revisions to Policies, Procedures and Processes and/or Training and provides general guidance on how to avoid or deal with similar situations in the future;

-Maintains a current in-depth knowledge and understanding of all federal and state consumer protection laws, regulations and policies that apply to business operations, with emphasis on the CRA, Fair Lending, HMDA and UDAAP;

-Assist with onboarding of new hires; process background checks;

-Manage both employee and branch licensing requirements;

-Manage leasing requirements for new branches;

-New and existing vendor management; and

-Auditing and risk management, including evaluating, testing and monitoring of internal controls

What You Need for this Position

More Than 5 Years of experience and knowledge of:

-Bachelor's degree from an accredited four-year university in business, finance, legal or related field required. Advanced degree a plus.

-Minimum of ten years' experience in financial institution and/or regulatory agency compliance and compliance auditing, including experience with agencies such as HUD/FHA, GNMA, FMNA, and Freddie Mac.

-Requires an independent worker with good project management knowledge and ability to adjust to ever changing environment.

-Detail oriented, self-motivated and ability to handle multiple tasks simultaneously.

-Sound analytical abilities, problem solving, good judgment and critical thinking skills required.

-Strong verbal and written communication skills with the ability to interact professionally with all levels of management.

-Proficient in Encompass

-Proficient PC skills and with Microsoft office programs. CRCM certification is preferred. Audit certification, such as CIA or CBA preferred.

What's In It for You

  • Vacation/PTO

  • Medical

  • Bonus

  • 401k

So, if you are a Mortgage Chief Compliance Officer with 10 years experience, please apply today!

Applicants must be authorized to work in the U.S.

CyberCoders, Inc is proud to be an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, or any other characteristic protected by law.

Your Right to Work – In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.

Chief Compliance Officer - NY-Melville LE1-1487742